Synonyms for the word "surreal":

General synonyms:

• Dreamlike
• Fantastic
• Illusory
• Unreal
• Unbelievable
• Outlandish
• Bizarre
• Grotesque
• Surreal
• Absurd
• Fanciful

More specific synonyms:

• Dadaistic (relating to Dada, an avant-garde art movement that emphasized the irrational and absurd)
• Surrealistic (relating to surrealism, an art movement that sought to express unconscious or irrational thoughts)

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Synonyms for the word "decentralized":

General synonyms:

• Distributed
• Dispersed
• Deconcentrated
• Diffuse
• Scattered
• Dispersed
• Decentralized
• Autonomous
• Independent

More specific synonyms:

• Federalized (referring to a system of government)
• Localized (referring to power or authority being given to local levels)

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Fintech vocabulary terms

General Fintech Terms:

• Fintech: Short for "financial technology," encompassing any technology-driven innovation in the financial services industry.
• Regtech: Technology used to help financial institutions comply with regulations.
• Insurtech: Technology applied to the insurance industry, such as AI-powered underwriting or telematics.
• LendingTech: Technology used to facilitate lending, such as peer-to-peer lending platforms or algorithmic credit scoring.
• WealthTech: Technology used to manage wealth, such as robo-advisors or digital investment platforms.
• Blockchain: A decentralized and secure distributed ledger technology with applications in finance, such as cryptocurrency and smart contracts.
• Cryptocurrency: Digital or virtual currencies that use cryptography for security. Bitcoin is the most well-known example.
• NFT (Non-Fungible Token): A unique digital asset that represents ownership of something, such as art, collectibles, or in-game items.
• Open Banking: A system that allows customers to share their financial data with third-party providers with their consent.

Specific Fintech Terms:

• API (Application Programming Interface): A set of rules that allows software applications to communicate with each other.
• AI (Artificial Intelligence): Used in various fintech applications, such as fraud detection, credit scoring, and customer service.
• Machine Learning: A subset of AI that allows systems to learn and improve from experience without being explicitly programmed. ¹  
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• Robo-advisor: An automated portfolio management service that uses algorithms to provide financial advice and manage investments.
• Peer-to-Peer Lending: Platforms that connect borrowers and lenders directly, bypassing traditional financial institutions.
• Crowdfunding: Raising small amounts of money from a large number of people, often through online platforms.
• Biometrics: Using unique biological characteristics, such as fingerprints or facial recognition, for authentication purposes.
• RegTech: Technology used to help financial institutions comply with regulations.

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Synonyms for the word "disregard"

General synonyms:

• Ignore
• Overlook
• Neglect
• Disregard
• Dismiss
• Snub
• Slight
• Flout
• Defy

More specific synonyms:

• Overrule (to reject or set aside a decision or opinion)
• Discount (to regard something as unimportant or not worthy of consideration)
• Contempt (to treat someone or something with disrespect or scorn) 

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Synonyms for the word "scathing"

 Certainly! Here are some synonyms for the word "scathing":

General synonyms:

• Vituperative
• Abrasive
• Caustic
• Acerbic
• Mordant
• Sarcastic
• Bitterly critical
• Withering
• Searing

More specific synonyms:

• Incendiary (designed to arouse strong feelings, especially anger)
• Flaying (criticizing severely and harshly) 

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Synonyms for the word "delinquent"

 Certainly! Here are some synonyms for the word "delinquent":

General synonyms:

• Offender
• Wrongdoer
• Culprit
• Transgressor
• Criminal
• Lawbreaker
• Miscreant

More specific synonyms:

• Juvenile delinquent (a young person who commits crimes)
• Habitual offender (someone who repeatedly commits crimes)
• Recidivist (someone who repeatedly commits crimes after being punished) 

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Synonyms for the word "zealous"

General synonyms:

• Ardent
• Eager
• Enthusiastic
• Fervent
• Passionate
• Vehement
• Intense
• Dedicated
• Devoted

More specific synonyms:

• Fanatical (sometimes used in a negative sense, implying excessive zeal)
• Zealotic (similar to fanatical, emphasizing extreme or excessive zeal) 

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